Helping Parents Raise Money-Smart Kids

Download the Free Allowance App today

PennyOwl (mobile app) is certified by the kidSAFE Seal Program.

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Helping Parents Raise Money-Smart Kids

Download the Free Allowance App today

PennyOwl (mobile app) is certified by the kidSAFE Seal Program.

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Allowances Made Easy

Our top-rated family allowance app gives you the tools you need to track allowances. No more confusion about who is owed what!

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Kids Learn Through Action

We provide a safe place for children to make real money decisions. You get peace of mind. They get practical experience

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A Store You Control

Our allowance app includes a family-friendly store. It motivates children to save. It makes them think about their money

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Safety & Security

Protecting your data is one of our top priorities. We’ve partnered with Braintree to deliver bank-level security of payment information.


Best Allowance App

Our mission is to help parents raise money-smart kids. Giving an allowance is the first step on that journey.

Our top-rated app makes it easy to get started and keep the conversation going.


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Allowance Management

It can be hard to keep track of allowances, we know. The PennyOwl allowance app makes it easy. Once you’ve added a child, you can:

  • Set up a regular allowance
  • Give a one-time bonus
  • Approve requests
  • Check balances
  • Monitor transactions

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A Curated Store

Our family allowance app comes with a kid-friendly store. It’s a place where children can safely spend their allowance under your control. This gets them thinking about wants and needs and saving for bigger goals.

  • Children see a filtered list of items
  • You approve all orders above a limit you set
  • Your child’s balance is adjusted when they make a purchase

Decision Making

We believe children learn best through action. So with our allowance app, your child gets to make real decisions. They can:

  • Track their balance
  • Request cash
  • Create a wishlist
  • Shop in our child-friendly store
  • Check out short articles about money

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Allowance App

See what others are saying about PennyOwl

This is a great allowance app. It allows the kids to learn how to save and spend. It also allows the parent to keep their child’s spending and savings in check.

Emily Gouge

The main benefit is that it motivated us to look at allowances as more than simply handing money to our children. Teaching them money management AND giving them control over that management, letting them make mistakes, and watching them learn provided fantastic opportunities for the whole family.

Michael Middleton

This allowance app extends and enhances one of the most important dialogues you have have with your children. And it does it in a way that is fun and interactive.

Alan Mac Dougall

The PennyOwl allowance app has helped my child have a sense of where her money can go. Viewing the increase week after week, and saving up for a special item, has encouraged her to save.

Deborah Sternberg

The PennyOwl allowance app is a fantastic tool. It helps my child to make thoughtful informed decisions. It helps her to see the benefits of saving money.

Joshua Hurst